October 2020 Thoughts and Insights

by Michelle Trouvé on

Our last newsletter focused on our investment process and how we are evolving with the markets. We would like to open again on this topic as it is so important.

Our investment process first assesses where we are in the business cycle in terms of growth (GDP) and inflation (CPI). The economy has...

July 2020 Thoughts and Insights

by Michelle Trouvé on

Our Process

Over the past several years I have talked about how the market has evolved from a technology standpoint and that over 80% of the trades are now machine driven versus traders in colorful jackets on the floors of the exchanges. As such, at DTIM we have improved our investment analysis...

April 2020 Thoughts and Insights

by Michelle Trouvé on

I hope this note finds you and your families healthy and safe.

This past month we have experienced nothing like we ever have before, nor could have imagined.  We have a global health crisis that has turned into a global recession bringing the economy to a halt.  As a result, over the past few...

Taxes

The relief options listed below are automatically provided. Filers do not need to take any additional steps to qualify. Exclusions can still be filed for those wishing to extend beyond the relief deadlines to October 15, 2020. Each state has the option to set their own relief policies to...

April 03, 2020 Update

by Michelle Trouvé on

For this week’s update, we wanted to share a summary view of the Economic Impact Payments and the CARE’s act and how you may benefit. The final law does cover both retirees and Self-Employed Independent Contractors as well as W-2 wage earners. As always, please feel free to call or write with any...

March 27, 2020 Highlights

by Michelle Trouvé on

Over the past twelve months, we have devoted a significant amount of energy and resources to upgrading our technology solutions.  One of the silver linings to this virus is that we have been able to test “real time” our ability to work remotely and I am proud to share how seamless it has been.  Our...

March 2020 Update

by Michelle Trouvé on

Keep Calm and Remember We Have a Plan

As the headlines remain frightening, I would like to provide you with some calm, straightforward thoughts regarding our money.

We have done everything right. By this, I mean:

  • We are long-term investors.

  • We believe in embracing your true risk...

February 2020 Update

by Michelle Trouvé on

A client called today to share a message she saw that summed up how she felt: “Keep Calm and Wash Your Hands”.

This is the perfect slogan for me to express how we at DTIM are reacting to the current equity market declines. Although we have been prepared for a pullback since October of 2018, -12%...

January 2020 Thoughts and Insights

by Michelle Trouvé on

The year 2019 was exciting and unusual for the markets as all asset classes finished positive for the year. Stocks surged, despite slowing growth and lower profits, ending the year up 29%. Interest rates fell causing the bond market to rally (when interest rates go down, prices go up) and finish...

October 2019 Thoughts and Insights

by Ashley Preston on

The past 3 months have been very busy at DTIM!  First, we are excited to introduce Jennifer Workman to our team as our new Operations Specialist. Jennifer will be the first voice you hear when you call, will handle your funding requests and will support all our back-office needs. Jennifer comes with...